A sudden illness or serious injury can completely change the way you approach everyday life. When a person is no longer able to work due to a permanent disability, the emotional and financial challenges can feel overwhelming. Medical appointments, reduced income, and uncertainty about the future often create additional stress during an already difficult time.Fortunately, many Australians have access to Total and Permanent Disability (TPD) insurance through their superannuation funds. This type of insurance is designed to provide financial support when a person becomes unable to return to work because...